I bought a new house in 2016. I did own a house prior to this in the same area for last 10 years.
My agent told me that there is a KEMPER insurance that you can buy. I had Metlife on my previous house and it was excellent. We had a big golf ball size hail event on March, 26 in Dallas. I called several roofers to look at my roof and they all found damage with pictures.
Most of them came with a bill of anywhere from $26000-$30000 replacement cost since it is a big roof with pictures showing the damage. When I filed the claim the Kemper send their own employee to do the damage assessment instead of sending independent consultant. He mentioned there is zero damage and when I called him he said the storm was not really there. There are 9-12 roof replacement going on in my neighborhood for the same day damage (These are all new homes).
When I complained to the agent who buys insurance for me she wrote to Kemper Supervisor. After two more roofers assessment they KEMPER agreed to do a independent assessment by a third party "LADDER NOW". The day of assessment LADDER NOW showed up without informing us and got on my roof and the same employee of the KEMPER insurance also got on the roof which by rule he should not be there during the inspection to begin wiht. He than called me next and said that there is zero damage while 4 roofers showed pictures of the damage.
This employee of KEMPER INSURANCE was unprofessional and did not follow the insurance protocol. I am buying new insurance but BEWARE try to get a better insurance even if you have to pay a few hundred dollars more to protect your HOME.
Product or Service Mentioned:
Kemper Home Service Companies Homeowners Insurance.
Reason of review: Bad quality.
I didn't like:
Unprofessional business ethics, Customer service and unprofessional services denial of services.